{ "name": "Accounting software data terms", "title": "Accounting software data terms", "kind": "terms-board", "url": "https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms/", "csv": "https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms.csv", "markdown": "https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms/index.md", "computed_at": "2026-10-28", "license": "https://sellaccountingdatatoai.com/terms", "headline": "10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.", "quotes": [ "10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.", "Who owns the business's data, by vendor: the business 9 of 17, not stated 8 of 17 (accounting software terms, read 28 October 2026).", "Vendor keeps aggregated or anonymised use, by vendor: reserved 10 of 17, not stated 7 of 17 (accounting software terms, read 28 October 2026).", "Training AI on the business's data, by vendor: not stated 14 of 17, may train 2 of 17, will not train 1 of 17 (accounting software terms, read 28 October 2026).", "Export at exit, by vendor: not stated 7 of 17, on request 5 of 17, a number of days 3 of 17, no export promised 2 of 17 (accounting software terms, read 28 October 2026)." ], "citation": "\"Accounting software data terms\", updated 2026-10-28, https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms/.", "national": { "n": 17, "unit": "vendors", "documents": 18, "published_sources": 17, "named_sources": 23 }, "board": { "type": "terms", "noun": { "one": "vendor", "many": "vendors" }, "document": { "one": "document", "many": "documents" }, "fields": [ { "id": "ownership", "label": "Who owns the business's data", "counts": { "customer": 9, "not-stated": 8 }, "values": [ { "value": "customer", "text": "the business" }, { "value": "vendor", "text": "the vendor" } ] }, { "id": "aggregated_use", "label": "Vendor keeps aggregated or anonymised use", "counts": { "reserved": 10, "not-stated": 7 }, "values": [ { "value": "reserved", "text": "reserved" }, { "value": "excluded", "text": "excluded" } ] }, { "id": "ai_training", "label": "Training AI on the business's data", "counts": { "not-stated": 14, "may-train": 2, "will-not-train": 1 }, "values": [ { "value": "may-train", "text": "may train" }, { "value": "will-not-train", "text": "will not train" }, { "value": "opt-out", "text": "opt-out offered" } ] }, { "id": "export_at_exit", "label": "Export at exit", "counts": { "days": 3, "not-stated": 7, "on-request": 5, "none": 2 }, "values": [ { "value": "on-request", "text": "on request" }, { "value": "none", "text": "no export promised" }, { "value": "days", "text": "a number of days" } ] } ], "lead": { "type": "share", "field": "aggregated_use", "value": "reserved", "n": 10, "of": 17, "label": "Vendors whose terms reserve aggregated or anonymised use" }, "vendors": [ { "name": "Acumatica", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "Acumatica Subscription SaaS Agreement (January 2026)", "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "value": "customer", "quote": "As between Acumatica and you, you own your Subscriber Data" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "Acumatica Subscription SaaS Agreement (January 2026)", "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "value": "reserved", "quote": "Acumatica owns the aggregated and statistical data derived from the operation of the Service" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Acumatica Subscription SaaS Agreement (January 2026)", "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "60", "text": "60 days", "documents": [ { "document": "Acumatica Subscription SaaS Agreement (January 2026)", "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "value": "60", "quote": "all Subscriber Data retained by Acumatica in the system database files shall be made available to you for a period of 60 days after the termination of this Agreement" } ] } } }, { "name": "Akaunting", "answers": { "ownership": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Akaunting Terms of Service", "url": "https://www.akaunting.com/terms", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Akaunting Terms of Service", "url": "https://www.akaunting.com/terms", "value": "not-stated", "quote": "" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Akaunting Terms of Service", "url": "https://www.akaunting.com/terms", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Akaunting Terms of Service", "url": "https://www.akaunting.com/terms", "value": "not-stated", "quote": "" } ] } } }, { "name": "Bench", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "Bench Terms of Use", "url": "https://bench.co/terms", "value": "customer", "quote": "Customer retains ownership of Customer Data" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "Bench Terms of Use", "url": "https://bench.co/terms", "value": "reserved", "quote": "Customer grants Bench the right to use Customer Data in aggregated and anonymized formats for the purpose of generating industry benchmarks, financial insights, and comparisons" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Bench Terms of Use", "url": "https://bench.co/terms", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Bench Terms of Use", "url": "https://bench.co/terms", "value": "not-stated", "quote": "" } ] } } }, { "name": "Brex", "answers": { "ownership": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Brex Platform Agreement", "url": "https://www.brex.com/legal/platform-agreement", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Brex Platform Agreement", "url": "https://www.brex.com/legal/platform-agreement", "value": "not-stated", "quote": "" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Brex Platform Agreement", "url": "https://www.brex.com/legal/platform-agreement", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Brex Platform Agreement", "url": "https://www.brex.com/legal/platform-agreement", "value": "not-stated", "quote": "" } ] } } }, { "name": "Deskera", "answers": { "ownership": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Deskera Terms of Service", "url": "https://www.deskera.com/terms-of-service", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Deskera Terms of Service", "url": "https://www.deskera.com/terms-of-service", "value": "not-stated", "quote": "" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Deskera Terms of Service", "url": "https://www.deskera.com/terms-of-service", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Deskera Terms of Service", "url": "https://www.deskera.com/terms-of-service", "value": "not-stated", "quote": "" } ] } } }, { "name": "FreeAgent", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "FreeAgent Terms of Service", "url": "https://www.freeagent.com/company/terms/", "value": "customer", "quote": "The Account Holder retains ownership of any copyright, trademarks, database rights and any other intellectual property rights it has in your Data" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "FreeAgent Terms of Service", "url": "https://www.freeagent.com/company/terms/", "value": "reserved", "quote": "We may also share your aggregated, de-identified Data with select third parties for research purposes" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "FreeAgent Terms of Service", "url": "https://www.freeagent.com/company/terms/", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "FreeAgent Terms of Service", "url": "https://www.freeagent.com/company/terms/", "value": "not-stated", "quote": "" } ] } } }, { "name": "Intuit QuickBooks Online", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "QuickBooks Online Terms of Service (US)", "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "value": "customer", "quote": "retain any intellectual property rights that you have in your Content" }, { "document": "What happens to my data after cancelling my QuickBooks subscription (help article)", "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "QuickBooks Online Terms of Service (US)", "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "value": "reserved", "quote": "Intuit may collect, derive or generate deidentified and/or aggregated data regarding your usage of or the performance of the Platform, including data derived from your Content" }, { "document": "What happens to my data after cancelling my QuickBooks subscription (help article)", "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "value": "not-stated", "quote": "" } ] }, "ai_training": { "value": "may-train", "text": "may train", "documents": [ { "document": "QuickBooks Online Terms of Service (US)", "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "value": "may-train", "quote": "Any Content you provide to Digital Assistants may be used to provide more personalized responses and improve our Platform, Digital Assistants, and related technology" }, { "document": "What happens to my data after cancelling my QuickBooks subscription (help article)", "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "on-request", "text": "on request", "documents": [ { "document": "QuickBooks Online Terms of Service (US)", "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "value": "not-stated", "quote": "" }, { "document": "What happens to my data after cancelling my QuickBooks subscription (help article)", "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "value": "on-request", "quote": "you can export data to Excel or to a desktop version of QuickBooks up to a year after you cancel" } ] } } }, { "name": "Microsoft Dynamics 365 Business Central", "answers": { "ownership": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Microsoft Product Terms for Online Services", "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Microsoft Product Terms for Online Services", "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "value": "not-stated", "quote": "" } ] }, "ai_training": { "value": "will-not-train", "text": "will not train", "documents": [ { "document": "Microsoft Product Terms for Online Services", "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "value": "will-not-train", "quote": "Microsoft Generative AI Services will not use Customer Data to train any generative AI foundation model, except pursuant to Customer’s documented instructions" } ] }, "export_at_exit": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Microsoft Product Terms for Online Services", "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "value": "not-stated", "quote": "" } ] } } }, { "name": "MYOB", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "MYOB Business Terms of Use", "url": "https://www.myob.com/au/legal/myob-business-terms", "value": "customer", "quote": "As the Subscriber, you (and, if applicable, your third-party licensors) own your Subscriber Data" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "MYOB Business Terms of Use", "url": "https://www.myob.com/au/legal/myob-business-terms", "value": "reserved", "quote": "you grant to us a royalty-free and irrevocable licence to use anonymised or aggregated data that we create or derive from your Subscriber Data in perpetuity for any purpose" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "MYOB Business Terms of Use", "url": "https://www.myob.com/au/legal/myob-business-terms", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "30", "text": "30 days", "documents": [ { "document": "MYOB Business Terms of Use", "url": "https://www.myob.com/au/legal/myob-business-terms", "value": "30", "quote": "You will have 30 days from the effective date of termination or cancellation of your Subscription Plan to extract your Subscriber Data from MYOB Business" } ] } } }, { "name": "Odoo", "answers": { "ownership": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Odoo Enterprise Subscription Agreement", "url": "https://www.odoo.com/terms", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Odoo Enterprise Subscription Agreement", "url": "https://www.odoo.com/terms", "value": "not-stated", "quote": "" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Odoo Enterprise Subscription Agreement", "url": "https://www.odoo.com/terms", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "on-request", "text": "on request", "documents": [ { "document": "Odoo Enterprise Subscription Agreement", "url": "https://www.odoo.com/terms", "value": "on-request", "quote": "permanently delete all copies of the Customer’s database in possession of Odoo SA, or return such data, at the Customer’s choice, upon termination of this Agreement" } ] } } }, { "name": "Oracle NetSuite", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "NetSuite Subscription Services Agreement (v061526)", "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "value": "customer", "quote": "all title and intellectual property rights in and to the Customer Data is owned exclusively by Customer" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "NetSuite Subscription Services Agreement (v061526)", "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "value": "reserved", "quote": "use data from the Services in aggregated form for security and operations management, to create statistical analyses, and for r esearch and development purposes" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "NetSuite Subscription Services Agreement (v061526)", "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "none", "text": "no export promised", "documents": [ { "document": "NetSuite Subscription Services Agreement (v061526)", "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "value": "none", "quote": "Following expiration or termination of the Agreement or a Customer account, if applicable, Oracle will deactivate the applicable Customer account(s) and delete any data therein" } ] } } }, { "name": "Pilot", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "Pilot Client Services Agreement", "url": "https://pilot.com/terms", "value": "customer", "quote": "as between the Parties you retain all rights, title and interest, including all Intellectual Property Rights, in and to Customer Data" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "Pilot Client Services Agreement", "url": "https://pilot.com/terms", "value": "reserved", "quote": "You agree that Pilot may perform benchmarking studies on an aggregated basis across all or a subset of customers" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Pilot Client Services Agreement", "url": "https://pilot.com/terms", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "on-request", "text": "on request", "documents": [ { "document": "Pilot Client Services Agreement", "url": "https://pilot.com/terms", "value": "on-request", "quote": "we will be available to transfer to you the “primary administrator” status for the QuickBooks Online account, so that you can elect to maintain that subscription with Intuit or export your data" } ] } } }, { "name": "Ramp", "answers": { "ownership": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Ramp Platform Agreement", "url": "https://ramp.com/legal/platform-agreement", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "Ramp Platform Agreement", "url": "https://ramp.com/legal/platform-agreement", "value": "reserved", "quote": "Ramp may generate, use and disclose De-Identified Data for Ramp's own business purposes, including to develop and improve Ramp products, services, and marketing efforts" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Ramp Platform Agreement", "url": "https://ramp.com/legal/platform-agreement", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Ramp Platform Agreement", "url": "https://ramp.com/legal/platform-agreement", "value": "not-stated", "quote": "" } ] } } }, { "name": "Sage (financials, UK)", "answers": { "ownership": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Sage Service and Subscription Agreement (financials services)", "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "Sage Service and Subscription Agreement (financials services)", "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "value": "reserved", "quote": "develop and provide new and existing functionality and services (including statistical analysis, benchmarking and forecasting services) to you and other Sage customers" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Sage Service and Subscription Agreement (financials services)", "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "28", "text": "28 days", "documents": [ { "document": "Sage Service and Subscription Agreement (financials services)", "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "value": "28", "quote": "Upon request by you made within 28 days after the effective date of termination or expiration of this Agreement, we will make the Customer Data available to you for export or download" } ] } } }, { "name": "Sage (UK)", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "Sage Core Services Terms of Service (UK)", "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "value": "customer", "quote": "you own all rights, title and interest, including all Intellectual Property Rights, in and to the Customer Data" } ] }, "aggregated_use": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Sage Core Services Terms of Service (UK)", "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "value": "not-stated", "quote": "" } ] }, "ai_training": { "value": "may-train", "text": "may train", "documents": [ { "document": "Sage Core Services Terms of Service (UK)", "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "value": "may-train", "quote": "develop and provide new and existing functionality and services (including artificial intelligence functionality" } ] }, "export_at_exit": { "value": "on-request", "text": "on request", "documents": [ { "document": "Sage Core Services Terms of Service (UK)", "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "value": "on-request", "quote": "Customer Data may be exported at any time during the term of this Agreement" } ] } } }, { "name": "Xero", "answers": { "ownership": { "value": "customer", "text": "the business", "documents": [ { "document": "Xero Terms of Use (US)", "url": "https://www.xero.com/us/legal/terms/", "value": "customer", "quote": "When you enter or upload your data into our services, we don’t own that data but you grant us a license to use, copy, transmit, store, analyze, and back up all data you submit to us" } ] }, "aggregated_use": { "value": "reserved", "text": "reserved", "documents": [ { "document": "Xero Terms of Use (US)", "url": "https://www.xero.com/us/legal/terms/", "value": "reserved", "quote": "we may create anonymised statistical data from your data and usage of our services, including through aggregation. Once anonymised, we may use it for our own purposes" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "Xero Terms of Use (US)", "url": "https://www.xero.com/us/legal/terms/", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "none", "text": "no export promised", "documents": [ { "document": "Xero Terms of Use (US)", "url": "https://www.xero.com/us/legal/terms/", "value": "none", "quote": "we will archive your Xero organization and the data submitted or created by you will no longer be available to you" } ] } } }, { "name": "Zoho Books", "answers": { "ownership": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)", "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "value": "not-stated", "quote": "" } ] }, "aggregated_use": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)", "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "value": "not-stated", "quote": "" } ] }, "ai_training": { "value": "not-stated", "text": "not stated", "documents": [ { "document": "What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)", "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "value": "not-stated", "quote": "" } ] }, "export_at_exit": { "value": "on-request", "text": "on request", "documents": [ { "document": "What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)", "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "value": "on-request", "quote": "Your data will remain in Zoho Books even after you cancel your subscription. However, you will only be able to view the data, and you cannot modify it" } ] } } } ] }, "subject_kind": "vendor", "rows": [ { "subject": "Acumatica", "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "document": "Acumatica Subscription SaaS Agreement (January 2026)", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-28", "quote": "As between Acumatica and you, you own your Subscriber Data", "text_sha256": "b48c5974d97c284a2e8f26178c41b667f2ace2fe45acf5291bd232487d8be513" }, { "subject": "Acumatica", "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "document": "Acumatica Subscription SaaS Agreement (January 2026)", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Acumatica owns the aggregated and statistical data derived from the operation of the Service", "text_sha256": "b48c5974d97c284a2e8f26178c41b667f2ace2fe45acf5291bd232487d8be513" }, { "subject": "Acumatica", "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "document": "Acumatica Subscription SaaS Agreement (January 2026)", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 54,680 characters when read on 2026-10-28.", "text_sha256": "b48c5974d97c284a2e8f26178c41b667f2ace2fe45acf5291bd232487d8be513" }, { "subject": "Acumatica", "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "document": "Acumatica Subscription SaaS Agreement (January 2026)", "question": "export_at_exit", "answer": "60", "answer_text": "60 days", "status": "stated", "retrieved_at": "2026-10-28", "quote": "all Subscriber Data retained by Acumatica in the system database files shall be made available to you for a period of 60 days after the termination of this Agreement", "text_sha256": "b48c5974d97c284a2e8f26178c41b667f2ace2fe45acf5291bd232487d8be513" }, { "subject": "Akaunting", "url": "https://www.akaunting.com/terms", "document": "Akaunting Terms of Service", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 13,944 characters when read on 2026-10-28.", "text_sha256": "ebde7b8d0c867c4f42880c2f8b9039d6fc0c54d2cf2a3be7ff7f51f6212ec128" }, { "subject": "Akaunting", "url": "https://www.akaunting.com/terms", "document": "Akaunting Terms of Service", "question": "aggregated_use", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 13,944 characters when read on 2026-10-28.", "text_sha256": "ebde7b8d0c867c4f42880c2f8b9039d6fc0c54d2cf2a3be7ff7f51f6212ec128" }, { "subject": "Akaunting", "url": "https://www.akaunting.com/terms", "document": "Akaunting Terms of Service", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 13,944 characters when read on 2026-10-28.", "text_sha256": "ebde7b8d0c867c4f42880c2f8b9039d6fc0c54d2cf2a3be7ff7f51f6212ec128" }, { "subject": "Akaunting", "url": "https://www.akaunting.com/terms", "document": "Akaunting Terms of Service", "question": "export_at_exit", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 13,944 characters when read on 2026-10-28.", "text_sha256": "ebde7b8d0c867c4f42880c2f8b9039d6fc0c54d2cf2a3be7ff7f51f6212ec128" }, { "subject": "Bench", "url": "https://bench.co/terms", "document": "Bench Terms of Use", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Customer retains ownership of Customer Data", "text_sha256": "037a23455988c2f2d9332c4640841edee3ae0d521516758b4132c6b1f997b630" }, { "subject": "Bench", "url": "https://bench.co/terms", "document": "Bench Terms of Use", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Customer grants Bench the right to use Customer Data in aggregated and anonymized formats for the purpose of generating industry benchmarks, financial insights, and comparisons", "text_sha256": "037a23455988c2f2d9332c4640841edee3ae0d521516758b4132c6b1f997b630" }, { "subject": "Bench", "url": "https://bench.co/terms", "document": "Bench Terms of Use", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 70,052 characters when read on 2026-10-28.", "text_sha256": "037a23455988c2f2d9332c4640841edee3ae0d521516758b4132c6b1f997b630" }, { "subject": "Bench", "url": "https://bench.co/terms", "document": "Bench Terms of Use", "question": "export_at_exit", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 70,052 characters when read on 2026-10-28.", "text_sha256": "037a23455988c2f2d9332c4640841edee3ae0d521516758b4132c6b1f997b630" }, { "subject": "Brex", "url": "https://www.brex.com/legal/platform-agreement", "document": "Brex Platform Agreement", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 80,166 characters when read on 2026-10-28.", "text_sha256": "f14fc57059e022226c5effdd5b5b5f438d18dc601536658505a31bb1d702272f" }, { "subject": "Brex", "url": "https://www.brex.com/legal/platform-agreement", "document": "Brex Platform Agreement", "question": "aggregated_use", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 80,166 characters when read on 2026-10-28.", "text_sha256": "f14fc57059e022226c5effdd5b5b5f438d18dc601536658505a31bb1d702272f" }, { "subject": "Brex", "url": "https://www.brex.com/legal/platform-agreement", "document": "Brex Platform Agreement", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 80,166 characters when read on 2026-10-28.", "text_sha256": "f14fc57059e022226c5effdd5b5b5f438d18dc601536658505a31bb1d702272f" }, { "subject": "Brex", "url": "https://www.brex.com/legal/platform-agreement", "document": "Brex Platform Agreement", "question": "export_at_exit", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 80,166 characters when read on 2026-10-28.", "text_sha256": "f14fc57059e022226c5effdd5b5b5f438d18dc601536658505a31bb1d702272f" }, { "subject": "Deskera", "url": "https://www.deskera.com/terms-of-service", "document": "Deskera Terms of Service", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 47,124 characters when read on 2026-10-28.", "text_sha256": "df76c5a49f491f2bb580c76505ecfdae3aadea93f1313c6e51f2281813d11e9a" }, { "subject": "Deskera", "url": "https://www.deskera.com/terms-of-service", "document": "Deskera Terms of Service", "question": "aggregated_use", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 47,124 characters when read on 2026-10-28.", "text_sha256": "df76c5a49f491f2bb580c76505ecfdae3aadea93f1313c6e51f2281813d11e9a" }, { "subject": "Deskera", "url": "https://www.deskera.com/terms-of-service", "document": "Deskera Terms of Service", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 47,124 characters when read on 2026-10-28.", "text_sha256": "df76c5a49f491f2bb580c76505ecfdae3aadea93f1313c6e51f2281813d11e9a" }, { "subject": "Deskera", "url": "https://www.deskera.com/terms-of-service", "document": "Deskera Terms of Service", "question": "export_at_exit", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 47,124 characters when read on 2026-10-28.", "text_sha256": "df76c5a49f491f2bb580c76505ecfdae3aadea93f1313c6e51f2281813d11e9a" }, { "subject": "FreeAgent", "url": "https://www.freeagent.com/company/terms/", "document": "FreeAgent Terms of Service", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-08", "quote": "The Account Holder retains ownership of any copyright, trademarks, database rights and any other intellectual property rights it has in your Data", "text_sha256": "b0fc4aa366e53010c2f91619f8204259876b0c44a9a26f000333e0700ed44004" }, { "subject": "FreeAgent", "url": "https://www.freeagent.com/company/terms/", "document": "FreeAgent Terms of Service", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-08", "quote": "We may also share your aggregated, de-identified Data with select third parties for research purposes", "text_sha256": "b0fc4aa366e53010c2f91619f8204259876b0c44a9a26f000333e0700ed44004" }, { "subject": "FreeAgent", "url": "https://www.freeagent.com/company/terms/", "document": "FreeAgent Terms of Service", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-08", "quote": "No answer on the document, which ran to 49,080 characters when read on 2026-10-08.", "text_sha256": "b0fc4aa366e53010c2f91619f8204259876b0c44a9a26f000333e0700ed44004" }, { "subject": "FreeAgent", "url": "https://www.freeagent.com/company/terms/", "document": "FreeAgent Terms of Service", "question": "export_at_exit", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-08", "quote": "No answer on the document, which ran to 49,080 characters when read on 2026-10-08.", "text_sha256": "b0fc4aa366e53010c2f91619f8204259876b0c44a9a26f000333e0700ed44004" }, { "subject": "Intuit QuickBooks Online", "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "document": "What happens to my data after cancelling my QuickBooks subscription (help article)", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 4,776 characters when read on 2026-10-28.", "text_sha256": "9d956451a56a1caabb7dfec56b230924ae65b1ce515460984b919d7783e81efe" }, { "subject": "Intuit QuickBooks Online", "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "document": "What happens to my data after cancelling my QuickBooks subscription (help article)", "question": "aggregated_use", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 4,776 characters when read on 2026-10-28.", "text_sha256": "9d956451a56a1caabb7dfec56b230924ae65b1ce515460984b919d7783e81efe" }, { "subject": "Intuit QuickBooks Online", "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "document": "What happens to my data after cancelling my QuickBooks subscription (help article)", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 4,776 characters when read on 2026-10-28.", "text_sha256": "9d956451a56a1caabb7dfec56b230924ae65b1ce515460984b919d7783e81efe" }, { "subject": "Intuit QuickBooks Online", "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "document": "What happens to my data after cancelling my QuickBooks subscription (help article)", "question": "export_at_exit", "answer": "on-request", "answer_text": "on request", "status": "stated", "retrieved_at": "2026-10-28", "quote": "you can export data to Excel or to a desktop version of QuickBooks up to a year after you cancel", "text_sha256": "9d956451a56a1caabb7dfec56b230924ae65b1ce515460984b919d7783e81efe" }, { "subject": "Intuit QuickBooks Online", "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "document": "QuickBooks Online Terms of Service (US)", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-08", "quote": "retain any intellectual property rights that you have in your Content", "text_sha256": "faf0a25ad6a785edba33a54e886c88cb9c424ed911aca85a1eb84f3de919adf6" }, { "subject": "Intuit QuickBooks Online", "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "document": "QuickBooks Online Terms of Service (US)", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-08", "quote": "Intuit may collect, derive or generate deidentified and/or aggregated data regarding your usage of or the performance of the Platform, including data derived from your Content", "text_sha256": "faf0a25ad6a785edba33a54e886c88cb9c424ed911aca85a1eb84f3de919adf6" }, { "subject": "Intuit QuickBooks Online", "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "document": "QuickBooks Online Terms of Service (US)", "question": "ai_training", "answer": "may-train", "answer_text": "may train", "status": "stated", "retrieved_at": "2026-10-08", "quote": "Any Content you provide to Digital Assistants may be used to provide more personalized responses and improve our Platform, Digital Assistants, and related technology", "text_sha256": "faf0a25ad6a785edba33a54e886c88cb9c424ed911aca85a1eb84f3de919adf6" }, { "subject": "Intuit QuickBooks Online", "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "document": "QuickBooks Online Terms of Service (US)", "question": "export_at_exit", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-08", "quote": "No answer on the document, which ran to 381,128 characters when read on 2026-10-08.", "text_sha256": "faf0a25ad6a785edba33a54e886c88cb9c424ed911aca85a1eb84f3de919adf6" }, { "subject": "Microsoft Dynamics 365 Business Central", "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "document": "Microsoft Product Terms for Online Services", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 36,921 characters when read on 2026-10-28.", "text_sha256": "34e5bd11de633f0595d4433c8bf5d38ea1e4cf4b7fa5bfa10806ddd6948089d5" }, { "subject": "Microsoft Dynamics 365 Business Central", "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "document": "Microsoft Product Terms for Online Services", "question": "aggregated_use", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 36,921 characters when read on 2026-10-28.", "text_sha256": "34e5bd11de633f0595d4433c8bf5d38ea1e4cf4b7fa5bfa10806ddd6948089d5" }, { "subject": "Microsoft Dynamics 365 Business Central", "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "document": "Microsoft Product Terms for Online Services", "question": "ai_training", "answer": "will-not-train", "answer_text": "will not train", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Microsoft Generative AI Services will not use Customer Data to train any generative AI foundation model, except pursuant to Customer’s documented instructions", "text_sha256": "34e5bd11de633f0595d4433c8bf5d38ea1e4cf4b7fa5bfa10806ddd6948089d5" }, { "subject": "Microsoft Dynamics 365 Business Central", "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "document": "Microsoft Product Terms for Online Services", "question": "export_at_exit", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 36,921 characters when read on 2026-10-28.", "text_sha256": "34e5bd11de633f0595d4433c8bf5d38ea1e4cf4b7fa5bfa10806ddd6948089d5" }, { "subject": "MYOB", "url": "https://www.myob.com/au/legal/myob-business-terms", "document": "MYOB Business Terms of Use", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-28", "quote": "As the Subscriber, you (and, if applicable, your third-party licensors) own your Subscriber Data", "text_sha256": "e92eabe1e97e7be87afa3ecdaf214cc79fb0b4807cbdd08ea7e2c725a3180ba3" }, { "subject": "MYOB", "url": "https://www.myob.com/au/legal/myob-business-terms", "document": "MYOB Business Terms of Use", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-28", "quote": "you grant to us a royalty-free and irrevocable licence to use anonymised or aggregated data that we create or derive from your Subscriber Data in perpetuity for any purpose", "text_sha256": "e92eabe1e97e7be87afa3ecdaf214cc79fb0b4807cbdd08ea7e2c725a3180ba3" }, { "subject": "MYOB", "url": "https://www.myob.com/au/legal/myob-business-terms", "document": "MYOB Business Terms of Use", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 55,307 characters when read on 2026-10-28.", "text_sha256": "e92eabe1e97e7be87afa3ecdaf214cc79fb0b4807cbdd08ea7e2c725a3180ba3" }, { "subject": "MYOB", "url": "https://www.myob.com/au/legal/myob-business-terms", "document": "MYOB Business Terms of Use", "question": "export_at_exit", "answer": "30", "answer_text": "30 days", "status": "stated", "retrieved_at": "2026-10-28", "quote": "You will have 30 days from the effective date of termination or cancellation of your Subscription Plan to extract your Subscriber Data from MYOB Business", "text_sha256": "e92eabe1e97e7be87afa3ecdaf214cc79fb0b4807cbdd08ea7e2c725a3180ba3" }, { "subject": "Odoo", "url": "https://www.odoo.com/terms", "document": "Odoo Enterprise Subscription Agreement", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 26,403 characters when read on 2026-10-28.", "text_sha256": "f3980636663dcbc7e24f213fb303925e4b299d1175e3fcc010f446b99b8b2e56" }, { "subject": "Odoo", "url": "https://www.odoo.com/terms", "document": "Odoo Enterprise Subscription Agreement", "question": "aggregated_use", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 26,403 characters when read on 2026-10-28.", "text_sha256": "f3980636663dcbc7e24f213fb303925e4b299d1175e3fcc010f446b99b8b2e56" }, { "subject": "Odoo", "url": "https://www.odoo.com/terms", "document": "Odoo Enterprise Subscription Agreement", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 26,403 characters when read on 2026-10-28.", "text_sha256": "f3980636663dcbc7e24f213fb303925e4b299d1175e3fcc010f446b99b8b2e56" }, { "subject": "Odoo", "url": "https://www.odoo.com/terms", "document": "Odoo Enterprise Subscription Agreement", "question": "export_at_exit", "answer": "on-request", "answer_text": "on request", "status": "stated", "retrieved_at": "2026-10-28", "quote": "permanently delete all copies of the Customer’s database in possession of Odoo SA, or return such data, at the Customer’s choice, upon termination of this Agreement", "text_sha256": "f3980636663dcbc7e24f213fb303925e4b299d1175e3fcc010f446b99b8b2e56" }, { "subject": "Oracle NetSuite", "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "document": "NetSuite Subscription Services Agreement (v061526)", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-28", "quote": "all title and intellectual property rights in and to the Customer Data is owned exclusively by Customer", "text_sha256": "64ca3def85c3f8db3788d39b780a8950f5fed51d903c870167a9474bad7adfb7" }, { "subject": "Oracle NetSuite", "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "document": "NetSuite Subscription Services Agreement (v061526)", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-28", "quote": "use data from the Services in aggregated form for security and operations management, to create statistical analyses, and for r esearch and development purposes", "text_sha256": "64ca3def85c3f8db3788d39b780a8950f5fed51d903c870167a9474bad7adfb7" }, { "subject": "Oracle NetSuite", "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "document": "NetSuite Subscription Services Agreement (v061526)", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 49,527 characters when read on 2026-10-28.", "text_sha256": "64ca3def85c3f8db3788d39b780a8950f5fed51d903c870167a9474bad7adfb7" }, { "subject": "Oracle NetSuite", "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "document": "NetSuite Subscription Services Agreement (v061526)", "question": "export_at_exit", "answer": "none", "answer_text": "no export promised", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Following expiration or termination of the Agreement or a Customer account, if applicable, Oracle will deactivate the applicable Customer account(s) and delete any data therein", "text_sha256": "64ca3def85c3f8db3788d39b780a8950f5fed51d903c870167a9474bad7adfb7" }, { "subject": "Pilot", "url": "https://pilot.com/terms", "document": "Pilot Client Services Agreement", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-28", "quote": "as between the Parties you retain all rights, title and interest, including all Intellectual Property Rights, in and to Customer Data", "text_sha256": "2cac90c179d45fd1b58dbaf56a7e7ccbbd157323c780537f33827ad03cfd221a" }, { "subject": "Pilot", "url": "https://pilot.com/terms", "document": "Pilot Client Services Agreement", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-28", "quote": "You agree that Pilot may perform benchmarking studies on an aggregated basis across all or a subset of customers", "text_sha256": "2cac90c179d45fd1b58dbaf56a7e7ccbbd157323c780537f33827ad03cfd221a" }, { "subject": "Pilot", "url": "https://pilot.com/terms", "document": "Pilot Client Services Agreement", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 62,671 characters when read on 2026-10-28.", "text_sha256": "2cac90c179d45fd1b58dbaf56a7e7ccbbd157323c780537f33827ad03cfd221a" }, { "subject": "Pilot", "url": "https://pilot.com/terms", "document": "Pilot Client Services Agreement", "question": "export_at_exit", "answer": "on-request", "answer_text": "on request", "status": "stated", "retrieved_at": "2026-10-28", "quote": "we will be available to transfer to you the “primary administrator” status for the QuickBooks Online account, so that you can elect to maintain that subscription with Intuit or export your data", "text_sha256": "2cac90c179d45fd1b58dbaf56a7e7ccbbd157323c780537f33827ad03cfd221a" }, { "subject": "Ramp", "url": "https://ramp.com/legal/platform-agreement", "document": "Ramp Platform Agreement", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 142,512 characters when read on 2026-10-28.", "text_sha256": "f42f20fb67d71b4d62c1baa37cd75ef3fe7457e24d776d833c216538b9cdb804" }, { "subject": "Ramp", "url": "https://ramp.com/legal/platform-agreement", "document": "Ramp Platform Agreement", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Ramp may generate, use and disclose De-Identified Data for Ramp's own business purposes, including to develop and improve Ramp products, services, and marketing efforts", "text_sha256": "f42f20fb67d71b4d62c1baa37cd75ef3fe7457e24d776d833c216538b9cdb804" }, { "subject": "Ramp", "url": "https://ramp.com/legal/platform-agreement", "document": "Ramp Platform Agreement", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 142,512 characters when read on 2026-10-28.", "text_sha256": "f42f20fb67d71b4d62c1baa37cd75ef3fe7457e24d776d833c216538b9cdb804" }, { "subject": "Ramp", "url": "https://ramp.com/legal/platform-agreement", "document": "Ramp Platform Agreement", "question": "export_at_exit", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 142,512 characters when read on 2026-10-28.", "text_sha256": "f42f20fb67d71b4d62c1baa37cd75ef3fe7457e24d776d833c216538b9cdb804" }, { "subject": "Sage (financials, UK)", "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "document": "Sage Service and Subscription Agreement (financials services)", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 70,692 characters when read on 2026-10-28.", "text_sha256": "0d66cedb8bca8fc6a551b65b2dcb5a0838ef8b7f58cee1e701dee71403880a49" }, { "subject": "Sage (financials, UK)", "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "document": "Sage Service and Subscription Agreement (financials services)", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-28", "quote": "develop and provide new and existing functionality and services (including statistical analysis, benchmarking and forecasting services) to you and other Sage customers", "text_sha256": "0d66cedb8bca8fc6a551b65b2dcb5a0838ef8b7f58cee1e701dee71403880a49" }, { "subject": "Sage (financials, UK)", "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "document": "Sage Service and Subscription Agreement (financials services)", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 70,692 characters when read on 2026-10-28.", "text_sha256": "0d66cedb8bca8fc6a551b65b2dcb5a0838ef8b7f58cee1e701dee71403880a49" }, { "subject": "Sage (financials, UK)", "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "document": "Sage Service and Subscription Agreement (financials services)", "question": "export_at_exit", "answer": "28", "answer_text": "28 days", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Upon request by you made within 28 days after the effective date of termination or expiration of this Agreement, we will make the Customer Data available to you for export or download", "text_sha256": "0d66cedb8bca8fc6a551b65b2dcb5a0838ef8b7f58cee1e701dee71403880a49" }, { "subject": "Sage (UK)", "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "document": "Sage Core Services Terms of Service (UK)", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-28", "quote": "you own all rights, title and interest, including all Intellectual Property Rights, in and to the Customer Data", "text_sha256": "e6a4d58f64c4d618e4099c2cd9c2a328fa6b858cf620ae16ad41827dede2a222" }, { "subject": "Sage (UK)", "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "document": "Sage Core Services Terms of Service (UK)", "question": "aggregated_use", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 50,421 characters when read on 2026-10-28.", "text_sha256": "e6a4d58f64c4d618e4099c2cd9c2a328fa6b858cf620ae16ad41827dede2a222" }, { "subject": "Sage (UK)", "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "document": "Sage Core Services Terms of Service (UK)", "question": "ai_training", "answer": "may-train", "answer_text": "may train", "status": "stated", "retrieved_at": "2026-10-28", "quote": "develop and provide new and existing functionality and services (including artificial intelligence functionality", "text_sha256": "e6a4d58f64c4d618e4099c2cd9c2a328fa6b858cf620ae16ad41827dede2a222" }, { "subject": "Sage (UK)", "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "document": "Sage Core Services Terms of Service (UK)", "question": "export_at_exit", "answer": "on-request", "answer_text": "on request", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Customer Data may be exported at any time during the term of this Agreement", "text_sha256": "e6a4d58f64c4d618e4099c2cd9c2a328fa6b858cf620ae16ad41827dede2a222" }, { "subject": "Xero", "url": "https://www.xero.com/us/legal/terms/", "document": "Xero Terms of Use (US)", "question": "ownership", "answer": "customer", "answer_text": "the business", "status": "stated", "retrieved_at": "2026-10-28", "quote": "When you enter or upload your data into our services, we don’t own that data but you grant us a license to use, copy, transmit, store, analyze, and back up all data you submit to us", "text_sha256": "b4a561cbf0360512d133ba75e1011e2a5c3e966aaf1eab35a85e1b2eba17859a" }, { "subject": "Xero", "url": "https://www.xero.com/us/legal/terms/", "document": "Xero Terms of Use (US)", "question": "aggregated_use", "answer": "reserved", "answer_text": "reserved", "status": "stated", "retrieved_at": "2026-10-28", "quote": "we may create anonymised statistical data from your data and usage of our services, including through aggregation. Once anonymised, we may use it for our own purposes", "text_sha256": "b4a561cbf0360512d133ba75e1011e2a5c3e966aaf1eab35a85e1b2eba17859a" }, { "subject": "Xero", "url": "https://www.xero.com/us/legal/terms/", "document": "Xero Terms of Use (US)", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 48,006 characters when read on 2026-10-28.", "text_sha256": "b4a561cbf0360512d133ba75e1011e2a5c3e966aaf1eab35a85e1b2eba17859a" }, { "subject": "Xero", "url": "https://www.xero.com/us/legal/terms/", "document": "Xero Terms of Use (US)", "question": "export_at_exit", "answer": "none", "answer_text": "no export promised", "status": "stated", "retrieved_at": "2026-10-28", "quote": "we will archive your Xero organization and the data submitted or created by you will no longer be available to you", "text_sha256": "b4a561cbf0360512d133ba75e1011e2a5c3e966aaf1eab35a85e1b2eba17859a" }, { "subject": "Zoho Books", "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "document": "What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)", "question": "ownership", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 2,019 characters when read on 2026-10-28.", "text_sha256": "580016b0766eecb6d0ae0aeaad6340cc47fc14ad321e9a752bdad578e63da835" }, { "subject": "Zoho Books", "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "document": "What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)", "question": "aggregated_use", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 2,019 characters when read on 2026-10-28.", "text_sha256": "580016b0766eecb6d0ae0aeaad6340cc47fc14ad321e9a752bdad578e63da835" }, { "subject": "Zoho Books", "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "document": "What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)", "question": "ai_training", "answer": "not-stated", "answer_text": "not stated", "status": "not-stated", "retrieved_at": "2026-10-28", "quote": "No answer on the document, which ran to 2,019 characters when read on 2026-10-28.", "text_sha256": "580016b0766eecb6d0ae0aeaad6340cc47fc14ad321e9a752bdad578e63da835" }, { "subject": "Zoho Books", "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "document": "What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)", "question": "export_at_exit", "answer": "on-request", "answer_text": "on request", "status": "stated", "retrieved_at": "2026-10-28", "quote": "Your data will remain in Zoho Books even after you cancel your subscription. However, you will only be able to view the data, and you cannot modify it", "text_sha256": "580016b0766eecb6d0ae0aeaad6340cc47fc14ad321e9a752bdad578e63da835" } ], "sources": [ { "url": "https://www.intuit.com/legal/terms/en-us/quickbooks/online/", "label": "QuickBooks Online terms of service (US)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU", "label": "QuickBooks Online: what happens to my data after cancelling", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.xero.com/us/legal/terms/", "label": "Xero terms of use (US)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.xero.com/us/legal/privacy/", "label": "Xero privacy notice (US)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "not-terms", "why": "Xero's privacy notice covers Xero's own processing of account holders' personal data; the terms on a business's ledger are in its terms of use, recorded from that document" }, { "url": "https://www.sage.com/en-us/legal/terms-and-conditions/product-and-service-terms-and-conditions/sage-intacct/tos/", "label": "Sage Intacct terms of service (US)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "not-terms", "why": "set aside here: Sage Intacct's terms, its 90-day export window included, are read on sellaccountancydatatoai.com's board, and two sites never carry the same vendor figure" }, { "url": "https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf", "label": "Sage core services terms of service (UK)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf", "label": "Sage financials services agreement (UK)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf", "label": "NetSuite subscription services agreement (v061526)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.oracle.com/contracts/docs/eu-data-act-addendum-netsuite-cloud-services.pdf", "label": "NetSuite EU Data Act addendum", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "not-terms", "why": "an addendum that applies only to orders signed by an entity in the EU; NetSuite's row is read from its subscription services agreement" }, { "url": "https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf", "label": "Acumatica subscription SaaS agreement (January 2026)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.acumatica.com/blog/customer-bill-of-rights/", "label": "Acumatica customer bill of rights", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "not-terms", "why": "a blog post stating Acumatica's positions; Acumatica's row is read from its subscription SaaS agreement" }, { "url": "https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all", "label": "Microsoft product terms for online services (Dynamics 365 Business Central)", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.myob.com/au/legal/myob-business-terms", "label": "MYOB business terms of use", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.odoo.com/terms", "label": "Odoo Enterprise subscription agreement", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.zoho.com/books/kb/subscription/cancel-subscription.html", "label": "Zoho Books: data in a cancelled subscription", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.freeagent.com/company/terms/", "label": "FreeAgent terms of service", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.akaunting.com/terms", "label": "Akaunting terms of service", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://www.deskera.com/terms-of-service", "label": "Deskera terms of service", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://pilot.com/terms", "label": "Pilot client terms and subscription agreement", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://bench.co/terms", "label": "Bench terms of use", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://puzzle.io/legal/terms-of-service", "label": "Puzzle terms of service", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "not-terms", "why": "Puzzle's website terms of use, which cover the marketing site and not the books its ledger keeps" }, { "url": "https://www.brex.com/legal/platform-agreement", "label": "Brex platform agreement", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" }, { "url": "https://ramp.com/legal/platform-agreement", "label": "Ramp platform agreement", "license": "quoted for reporting from the vendor's published terms", "class": "primary-provider-own-site", "status": "read" } ], "methodology": "Each vendor's own published terms were read through estate-fetch and stored whole (sha256 on every row). For every document, four questions were answered from the vendor's own words: who owns the business's data, vendor keeps aggregated or anonymised use, training AI on the business's data, export at exit. Every stated answer carries the sentence it rests on, checked against the stored text; 'not stated' means the document read does not address the question. A vendor with several documents reads 'varies' where they disagree. 17 vendors, 18 documents.", "embed": "
10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.
Accounting software data terms, sellaccountingdatatoai.com
" }