# Accounting software data terms > 10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026. Sell Accounting Data To AI · https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms/ · computed 2026-10-28 **Vendors whose terms reserve aggregated or anonymised use:** 10 of 17 vendors (18 documents read; 23 named). ## The answers, question by question - **Who owns the business's data:** the business 9, not stated 8 - **Vendor keeps aggregated or anonymised use:** reserved 10, not stated 7 - **Training AI on the business's data:** not stated 14, may train 2, will not train 1 - **Export at exit:** not stated 7, on request 5, a number of days 3, no export promised 2 ## Every vendor | Vendor | Who owns the business's data | Vendor keeps aggregated or anonymised use | Training AI on the business's data | Export at exit | |---|---|---|---|---| | Acumatica | the business | reserved | not stated | 60 days | | Akaunting | not stated | not stated | not stated | not stated | | Bench | the business | reserved | not stated | not stated | | Brex | not stated | not stated | not stated | not stated | | Deskera | not stated | not stated | not stated | not stated | | FreeAgent | the business | reserved | not stated | not stated | | Intuit QuickBooks Online | the business | reserved | may train | on request | | Microsoft Dynamics 365 Business Central | not stated | not stated | will not train | not stated | | MYOB | the business | reserved | not stated | 30 days | | Odoo | not stated | not stated | not stated | on request | | Oracle NetSuite | the business | reserved | not stated | no export promised | | Pilot | the business | reserved | not stated | on request | | Ramp | not stated | reserved | not stated | not stated | | Sage (financials, UK) | not stated | reserved | not stated | 28 days | | Sage (UK) | the business | not stated | may train | on request | | Xero | the business | reserved | not stated | no export promised | | Zoho Books | not stated | not stated | not stated | on request | ## The sentence each answer rests on (72) - Acumatica, [Acumatica Subscription SaaS Agreement (January 2026)](https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf), read 2026-10-28, Who owns the business's data: "As between Acumatica and you, you own your Subscriber Data" - Acumatica, [Acumatica Subscription SaaS Agreement (January 2026)](https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf), read 2026-10-28, Vendor keeps aggregated or anonymised use: "Acumatica owns the aggregated and statistical data derived from the operation of the Service" - Acumatica, [Acumatica Subscription SaaS Agreement (January 2026)](https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 54,680 characters when read on 2026-10-28. - Acumatica, [Acumatica Subscription SaaS Agreement (January 2026)](https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf), read 2026-10-28, Export at exit: "all Subscriber Data retained by Acumatica in the system database files shall be made available to you for a period of 60 days after the termination of this Agreement" - Akaunting, [Akaunting Terms of Service](https://www.akaunting.com/terms), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 13,944 characters when read on 2026-10-28. - Akaunting, [Akaunting Terms of Service](https://www.akaunting.com/terms), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 13,944 characters when read on 2026-10-28. - Akaunting, [Akaunting Terms of Service](https://www.akaunting.com/terms), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 13,944 characters when read on 2026-10-28. - Akaunting, [Akaunting Terms of Service](https://www.akaunting.com/terms), read 2026-10-28, Export at exit: No answer on the document, which ran to 13,944 characters when read on 2026-10-28. - Bench, [Bench Terms of Use](https://bench.co/terms), read 2026-10-28, Who owns the business's data: "Customer retains ownership of Customer Data" - Bench, [Bench Terms of Use](https://bench.co/terms), read 2026-10-28, Vendor keeps aggregated or anonymised use: "Customer grants Bench the right to use Customer Data in aggregated and anonymized formats for the purpose of generating industry benchmarks, financial insights, and comparisons" - Bench, [Bench Terms of Use](https://bench.co/terms), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 70,052 characters when read on 2026-10-28. - Bench, [Bench Terms of Use](https://bench.co/terms), read 2026-10-28, Export at exit: No answer on the document, which ran to 70,052 characters when read on 2026-10-28. - Brex, [Brex Platform Agreement](https://www.brex.com/legal/platform-agreement), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 80,166 characters when read on 2026-10-28. - Brex, [Brex Platform Agreement](https://www.brex.com/legal/platform-agreement), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 80,166 characters when read on 2026-10-28. - Brex, [Brex Platform Agreement](https://www.brex.com/legal/platform-agreement), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 80,166 characters when read on 2026-10-28. - Brex, [Brex Platform Agreement](https://www.brex.com/legal/platform-agreement), read 2026-10-28, Export at exit: No answer on the document, which ran to 80,166 characters when read on 2026-10-28. - Deskera, [Deskera Terms of Service](https://www.deskera.com/terms-of-service), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 47,124 characters when read on 2026-10-28. - Deskera, [Deskera Terms of Service](https://www.deskera.com/terms-of-service), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 47,124 characters when read on 2026-10-28. - Deskera, [Deskera Terms of Service](https://www.deskera.com/terms-of-service), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 47,124 characters when read on 2026-10-28. - Deskera, [Deskera Terms of Service](https://www.deskera.com/terms-of-service), read 2026-10-28, Export at exit: No answer on the document, which ran to 47,124 characters when read on 2026-10-28. - FreeAgent, [FreeAgent Terms of Service](https://www.freeagent.com/company/terms/), read 2026-10-08, Who owns the business's data: "The Account Holder retains ownership of any copyright, trademarks, database rights and any other intellectual property rights it has in your Data" - FreeAgent, [FreeAgent Terms of Service](https://www.freeagent.com/company/terms/), read 2026-10-08, Vendor keeps aggregated or anonymised use: "We may also share your aggregated, de-identified Data with select third parties for research purposes" - FreeAgent, [FreeAgent Terms of Service](https://www.freeagent.com/company/terms/), read 2026-10-08, Training AI on the business's data: No answer on the document, which ran to 49,080 characters when read on 2026-10-08. - FreeAgent, [FreeAgent Terms of Service](https://www.freeagent.com/company/terms/), read 2026-10-08, Export at exit: No answer on the document, which ran to 49,080 characters when read on 2026-10-08. - Intuit QuickBooks Online, [What happens to my data after cancelling my QuickBooks subscription (help article)](https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 4,776 characters when read on 2026-10-28. - Intuit QuickBooks Online, [What happens to my data after cancelling my QuickBooks subscription (help article)](https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 4,776 characters when read on 2026-10-28. - Intuit QuickBooks Online, [What happens to my data after cancelling my QuickBooks subscription (help article)](https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 4,776 characters when read on 2026-10-28. - Intuit QuickBooks Online, [What happens to my data after cancelling my QuickBooks subscription (help article)](https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU), read 2026-10-28, Export at exit: "you can export data to Excel or to a desktop version of QuickBooks up to a year after you cancel" - Intuit QuickBooks Online, [QuickBooks Online Terms of Service (US)](https://www.intuit.com/legal/terms/en-us/quickbooks/online/), read 2026-10-08, Who owns the business's data: "retain any intellectual property rights that you have in your Content" - Intuit QuickBooks Online, [QuickBooks Online Terms of Service (US)](https://www.intuit.com/legal/terms/en-us/quickbooks/online/), read 2026-10-08, Vendor keeps aggregated or anonymised use: "Intuit may collect, derive or generate deidentified and/or aggregated data regarding your usage of or the performance of the Platform, including data derived from your Content" - Intuit QuickBooks Online, [QuickBooks Online Terms of Service (US)](https://www.intuit.com/legal/terms/en-us/quickbooks/online/), read 2026-10-08, Training AI on the business's data: "Any Content you provide to Digital Assistants may be used to provide more personalized responses and improve our Platform, Digital Assistants, and related technology" - Intuit QuickBooks Online, [QuickBooks Online Terms of Service (US)](https://www.intuit.com/legal/terms/en-us/quickbooks/online/), read 2026-10-08, Export at exit: No answer on the document, which ran to 381,128 characters when read on 2026-10-08. - Microsoft Dynamics 365 Business Central, [Microsoft Product Terms for Online Services](https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 36,921 characters when read on 2026-10-28. - Microsoft Dynamics 365 Business Central, [Microsoft Product Terms for Online Services](https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 36,921 characters when read on 2026-10-28. - Microsoft Dynamics 365 Business Central, [Microsoft Product Terms for Online Services](https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all), read 2026-10-28, Training AI on the business's data: "Microsoft Generative AI Services will not use Customer Data to train any generative AI foundation model, except pursuant to Customer’s documented instructions" - Microsoft Dynamics 365 Business Central, [Microsoft Product Terms for Online Services](https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all), read 2026-10-28, Export at exit: No answer on the document, which ran to 36,921 characters when read on 2026-10-28. - MYOB, [MYOB Business Terms of Use](https://www.myob.com/au/legal/myob-business-terms), read 2026-10-28, Who owns the business's data: "As the Subscriber, you (and, if applicable, your third-party licensors) own your Subscriber Data" - MYOB, [MYOB Business Terms of Use](https://www.myob.com/au/legal/myob-business-terms), read 2026-10-28, Vendor keeps aggregated or anonymised use: "you grant to us a royalty-free and irrevocable licence to use anonymised or aggregated data that we create or derive from your Subscriber Data in perpetuity for any purpose" - MYOB, [MYOB Business Terms of Use](https://www.myob.com/au/legal/myob-business-terms), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 55,307 characters when read on 2026-10-28. - MYOB, [MYOB Business Terms of Use](https://www.myob.com/au/legal/myob-business-terms), read 2026-10-28, Export at exit: "You will have 30 days from the effective date of termination or cancellation of your Subscription Plan to extract your Subscriber Data from MYOB Business" - Odoo, [Odoo Enterprise Subscription Agreement](https://www.odoo.com/terms), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 26,403 characters when read on 2026-10-28. - Odoo, [Odoo Enterprise Subscription Agreement](https://www.odoo.com/terms), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 26,403 characters when read on 2026-10-28. - Odoo, [Odoo Enterprise Subscription Agreement](https://www.odoo.com/terms), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 26,403 characters when read on 2026-10-28. - Odoo, [Odoo Enterprise Subscription Agreement](https://www.odoo.com/terms), read 2026-10-28, Export at exit: "permanently delete all copies of the Customer’s database in possession of Odoo SA, or return such data, at the Customer’s choice, upon termination of this Agreement" - Oracle NetSuite, [NetSuite Subscription Services Agreement (v061526)](https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf), read 2026-10-28, Who owns the business's data: "all title and intellectual property rights in and to the Customer Data is owned exclusively by Customer" - Oracle NetSuite, [NetSuite Subscription Services Agreement (v061526)](https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf), read 2026-10-28, Vendor keeps aggregated or anonymised use: "use data from the Services in aggregated form for security and operations management, to create statistical analyses, and for r esearch and development purposes" - Oracle NetSuite, [NetSuite Subscription Services Agreement (v061526)](https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 49,527 characters when read on 2026-10-28. - Oracle NetSuite, [NetSuite Subscription Services Agreement (v061526)](https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf), read 2026-10-28, Export at exit: "Following expiration or termination of the Agreement or a Customer account, if applicable, Oracle will deactivate the applicable Customer account(s) and delete any data therein" - Pilot, [Pilot Client Services Agreement](https://pilot.com/terms), read 2026-10-28, Who owns the business's data: "as between the Parties you retain all rights, title and interest, including all Intellectual Property Rights, in and to Customer Data" - Pilot, [Pilot Client Services Agreement](https://pilot.com/terms), read 2026-10-28, Vendor keeps aggregated or anonymised use: "You agree that Pilot may perform benchmarking studies on an aggregated basis across all or a subset of customers" - Pilot, [Pilot Client Services Agreement](https://pilot.com/terms), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 62,671 characters when read on 2026-10-28. - Pilot, [Pilot Client Services Agreement](https://pilot.com/terms), read 2026-10-28, Export at exit: "we will be available to transfer to you the “primary administrator” status for the QuickBooks Online account, so that you can elect to maintain that subscription with Intuit or export your data" - Ramp, [Ramp Platform Agreement](https://ramp.com/legal/platform-agreement), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 142,512 characters when read on 2026-10-28. - Ramp, [Ramp Platform Agreement](https://ramp.com/legal/platform-agreement), read 2026-10-28, Vendor keeps aggregated or anonymised use: "Ramp may generate, use and disclose De-Identified Data for Ramp's own business purposes, including to develop and improve Ramp products, services, and marketing efforts" - Ramp, [Ramp Platform Agreement](https://ramp.com/legal/platform-agreement), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 142,512 characters when read on 2026-10-28. - Ramp, [Ramp Platform Agreement](https://ramp.com/legal/platform-agreement), read 2026-10-28, Export at exit: No answer on the document, which ran to 142,512 characters when read on 2026-10-28. - Sage (financials, UK), [Sage Service and Subscription Agreement (financials services)](https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 70,692 characters when read on 2026-10-28. - Sage (financials, UK), [Sage Service and Subscription Agreement (financials services)](https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf), read 2026-10-28, Vendor keeps aggregated or anonymised use: "develop and provide new and existing functionality and services (including statistical analysis, benchmarking and forecasting services) to you and other Sage customers" - Sage (financials, UK), [Sage Service and Subscription Agreement (financials services)](https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 70,692 characters when read on 2026-10-28. - Sage (financials, UK), [Sage Service and Subscription Agreement (financials services)](https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf), read 2026-10-28, Export at exit: "Upon request by you made within 28 days after the effective date of termination or expiration of this Agreement, we will make the Customer Data available to you for export or download" - Sage (UK), [Sage Core Services Terms of Service (UK)](https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf), read 2026-10-28, Who owns the business's data: "you own all rights, title and interest, including all Intellectual Property Rights, in and to the Customer Data" - Sage (UK), [Sage Core Services Terms of Service (UK)](https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 50,421 characters when read on 2026-10-28. - Sage (UK), [Sage Core Services Terms of Service (UK)](https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf), read 2026-10-28, Training AI on the business's data: "develop and provide new and existing functionality and services (including artificial intelligence functionality" - Sage (UK), [Sage Core Services Terms of Service (UK)](https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf), read 2026-10-28, Export at exit: "Customer Data may be exported at any time during the term of this Agreement" - Xero, [Xero Terms of Use (US)](https://www.xero.com/us/legal/terms/), read 2026-10-28, Who owns the business's data: "When you enter or upload your data into our services, we don’t own that data but you grant us a license to use, copy, transmit, store, analyze, and back up all data you submit to us" - Xero, [Xero Terms of Use (US)](https://www.xero.com/us/legal/terms/), read 2026-10-28, Vendor keeps aggregated or anonymised use: "we may create anonymised statistical data from your data and usage of our services, including through aggregation. Once anonymised, we may use it for our own purposes" - Xero, [Xero Terms of Use (US)](https://www.xero.com/us/legal/terms/), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 48,006 characters when read on 2026-10-28. - Xero, [Xero Terms of Use (US)](https://www.xero.com/us/legal/terms/), read 2026-10-28, Export at exit: "we will archive your Xero organization and the data submitted or created by you will no longer be available to you" - Zoho Books, [What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)](https://www.zoho.com/books/kb/subscription/cancel-subscription.html), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 2,019 characters when read on 2026-10-28. - Zoho Books, [What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)](https://www.zoho.com/books/kb/subscription/cancel-subscription.html), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 2,019 characters when read on 2026-10-28. - Zoho Books, [What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)](https://www.zoho.com/books/kb/subscription/cancel-subscription.html), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 2,019 characters when read on 2026-10-28. - Zoho Books, [What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)](https://www.zoho.com/books/kb/subscription/cancel-subscription.html), read 2026-10-28, Export at exit: "Your data will remain in Zoho Books even after you cancel your subscription. However, you will only be able to view the data, and you cannot modify it" ## Read and set aside - [Xero privacy notice (US)](https://www.xero.com/us/legal/privacy/): Xero's privacy notice covers Xero's own processing of account holders' personal data; the terms on a business's ledger are in its terms of use, recorded from that document - [Sage Intacct terms of service (US)](https://www.sage.com/en-us/legal/terms-and-conditions/product-and-service-terms-and-conditions/sage-intacct/tos/): set aside here: Sage Intacct's terms, its 90-day export window included, are read on sellaccountancydatatoai.com's board, and two sites never carry the same vendor figure - [NetSuite EU Data Act addendum](https://www.oracle.com/contracts/docs/eu-data-act-addendum-netsuite-cloud-services.pdf): an addendum that applies only to orders signed by an entity in the EU; NetSuite's row is read from its subscription services agreement - [Acumatica customer bill of rights](https://www.acumatica.com/blog/customer-bill-of-rights/): a blog post stating Acumatica's positions; Acumatica's row is read from its subscription SaaS agreement - [Puzzle terms of service](https://puzzle.io/legal/terms-of-service): Puzzle's website terms of use, which cover the marketing site and not the books its ledger keeps ## Methodology Each vendor's own published terms were read through estate-fetch and stored whole (sha256 on every row). For every document, four questions were answered from the vendor's own words: who owns the business's data, vendor keeps aggregated or anonymised use, training AI on the business's data, export at exit. Every stated answer carries the sentence it rests on, checked against the stored text; 'not stated' means the document read does not address the question. A vendor with several documents reads 'varies' where they disagree. 17 vendors, 18 documents. ## Sources - [QuickBooks Online terms of service (US)](https://www.intuit.com/legal/terms/en-us/quickbooks/online/) (read) - [QuickBooks Online: what happens to my data after cancelling](https://quickbooks.intuit.com/learn-support/en-au/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_AU_en_AU) (read) - [Xero terms of use (US)](https://www.xero.com/us/legal/terms/) (read) - [Xero privacy notice (US)](https://www.xero.com/us/legal/privacy/) (not-terms) - [Sage Intacct terms of service (US)](https://www.sage.com/en-us/legal/terms-and-conditions/product-and-service-terms-and-conditions/sage-intacct/tos/) (not-terms) - [Sage core services terms of service (UK)](https://sage.com/en-gb/-/media/files/commerce/terms-and-conditions/uki/sage-core-services-terms-of-service.pdf) (read) - [Sage financials services agreement (UK)](https://www.sage.com/en-gb/-/media/files/company/documents/pdf/terms/financials-services-agreement.pdf) (read) - [NetSuite subscription services agreement (v061526)](https://www.oracle.com/a/ocom/docs/nsgbu-subscription-services-agreement-v061526-ca-eng.pdf) (read) - [NetSuite EU Data Act addendum](https://www.oracle.com/contracts/docs/eu-data-act-addendum-netsuite-cloud-services.pdf) (not-terms) - [Acumatica subscription SaaS agreement (January 2026)](https://en-gb.acumatica.com/media/2026/06/Acumatica-Subscription-SaaS-Agreement-January-2026.pdf) (read) - [Acumatica customer bill of rights](https://www.acumatica.com/blog/customer-bill-of-rights/) (not-terms) - [Microsoft product terms for online services (Dynamics 365 Business Central)](https://www.microsoft.com/licensing/terms/product/ForOnlineServices/all) (read) - [MYOB business terms of use](https://www.myob.com/au/legal/myob-business-terms) (read) - [Odoo Enterprise subscription agreement](https://www.odoo.com/terms) (read) - [Zoho Books: data in a cancelled subscription](https://www.zoho.com/books/kb/subscription/cancel-subscription.html) (read) - [FreeAgent terms of service](https://www.freeagent.com/company/terms/) (read) - [Akaunting terms of service](https://www.akaunting.com/terms) (read) - [Deskera terms of service](https://www.deskera.com/terms-of-service) (read) - [Pilot client terms and subscription agreement](https://pilot.com/terms) (read) - [Bench terms of use](https://bench.co/terms) (read) - [Puzzle terms of service](https://puzzle.io/legal/terms-of-service) (not-terms) - [Brex platform agreement](https://www.brex.com/legal/platform-agreement) (read) - [Ramp platform agreement](https://ramp.com/legal/platform-agreement) (read) ## Cite or embed - 10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026. - Who owns the business's data, by vendor: the business 9 of 17, not stated 8 of 17 (accounting software terms, read 28 October 2026). - Vendor keeps aggregated or anonymised use, by vendor: reserved 10 of 17, not stated 7 of 17 (accounting software terms, read 28 October 2026). - Training AI on the business's data, by vendor: not stated 14 of 17, may train 2 of 17, will not train 1 of 17 (accounting software terms, read 28 October 2026). - Export at exit, by vendor: not stated 7 of 17, on request 5 of 17, a number of days 3 of 17, no export promised 2 of 17 (accounting software terms, read 28 October 2026). Cite as: "Accounting software data terms", updated 2026-10-28, https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms/. CSV: https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms.csv JSON: https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms.json Embed (plain HTML, static link back): see https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms/#lead