Accounting software data terms

Name: Accounting software data terms
Creator: Sell Accounting Data To AI
Published: 2026-10-28
License: https://sellaccountingdatatoai.com/terms

10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.

10 of 17 vendors Vendors whose terms reserve aggregated or anonymised use share of the vendors we read in their own documents, 28 Oct 2026

9 of 17 Who owns the business's data: the business the leading answer of 2

14 of 17 Training AI on the business's data: not stated the leading answer of 3

7 of 17 Export at exit: not stated the leading answer of 4

18 Documents reviewed 23 named; answers each dated, each hash-pinned

Vendor keeps aggregated or anonymised use

reserved10 vendors
not stated7 vendors

Counts over 17 vendors, a single answer each, with "varies" where a vendor's documents do not agree.

Counts

Row	Value
reserved	10 vendors
not stated	7 vendors

Who owns the business's data

the business9 vendors
not stated8 vendors

Each of 17 vendors answers once.

Counts

Row	Value
the business	9 vendors
not stated	8 vendors

Training AI on the business's data

not stated14 vendors
may train2 vendors
will not train1 vendor

Each of 17 vendors answers once.

Counts

Row	Value
not stated	14 vendors
may train	2 vendors
will not train	1 vendor

Export at exit

not stated7 vendors
on request5 vendors
a number of days3 vendors
no export promised2 vendors

Each of 17 vendors answers once.

Counts

Row	Value
not stated	7 vendors
on request	5 vendors
a number of days	3 vendors
no export promised	2 vendors

How every vendor answered

Read across a row for one vendor's answers, and open any of them for the quoted sentence, its document and the read date. A "not stated" cell means the document does not speak to that question.

Quoted wording for all 72 answers

Acumatica, Acumatica Subscription SaaS Agreement (January 2026), read 2026-10-28, Who owns the business's data: As between Acumatica and you, you own your Subscriber Data
Acumatica, Acumatica Subscription SaaS Agreement (January 2026), read 2026-10-28, Vendor keeps aggregated or anonymised use: Acumatica owns the aggregated and statistical data derived from the operation of the Service
Acumatica, Acumatica Subscription SaaS Agreement (January 2026), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 54,680 characters when read on 2026-10-28.
Acumatica, Acumatica Subscription SaaS Agreement (January 2026), read 2026-10-28, Export at exit: all Subscriber Data retained by Acumatica in the system database files shall be made available to you for a period of 60 days after the termination of this Agreement
Akaunting, Akaunting Terms of Service, read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 13,944 characters when read on 2026-10-28.
Akaunting, Akaunting Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 13,944 characters when read on 2026-10-28.
Akaunting, Akaunting Terms of Service, read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 13,944 characters when read on 2026-10-28.
Akaunting, Akaunting Terms of Service, read 2026-10-28, Export at exit: No answer on the document, which ran to 13,944 characters when read on 2026-10-28.
Bench, Bench Terms of Use, read 2026-10-28, Who owns the business's data: Customer retains ownership of Customer Data
Bench, Bench Terms of Use, read 2026-10-28, Vendor keeps aggregated or anonymised use: Customer grants Bench the right to use Customer Data in aggregated and anonymized formats for the purpose of generating industry benchmarks, financial insights, and comparisons
Bench, Bench Terms of Use, read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 70,052 characters when read on 2026-10-28.
Bench, Bench Terms of Use, read 2026-10-28, Export at exit: No answer on the document, which ran to 70,052 characters when read on 2026-10-28.
Brex, Brex Platform Agreement, read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 80,166 characters when read on 2026-10-28.
Brex, Brex Platform Agreement, read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 80,166 characters when read on 2026-10-28.
Brex, Brex Platform Agreement, read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 80,166 characters when read on 2026-10-28.
Brex, Brex Platform Agreement, read 2026-10-28, Export at exit: No answer on the document, which ran to 80,166 characters when read on 2026-10-28.
Deskera, Deskera Terms of Service, read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 47,124 characters when read on 2026-10-28.
Deskera, Deskera Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 47,124 characters when read on 2026-10-28.
Deskera, Deskera Terms of Service, read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 47,124 characters when read on 2026-10-28.
Deskera, Deskera Terms of Service, read 2026-10-28, Export at exit: No answer on the document, which ran to 47,124 characters when read on 2026-10-28.
FreeAgent, FreeAgent Terms of Service, read 2026-10-08, Who owns the business's data: The Account Holder retains ownership of any copyright, trademarks, database rights and any other intellectual property rights it has in your Data
FreeAgent, FreeAgent Terms of Service, read 2026-10-08, Vendor keeps aggregated or anonymised use: We may also share your aggregated, de-identified Data with select third parties for research purposes
FreeAgent, FreeAgent Terms of Service, read 2026-10-08, Training AI on the business's data: No answer on the document, which ran to 49,080 characters when read on 2026-10-08.
FreeAgent, FreeAgent Terms of Service, read 2026-10-08, Export at exit: No answer on the document, which ran to 49,080 characters when read on 2026-10-08.
Intuit QuickBooks Online, What happens to my data after cancelling my QuickBooks subscription (help article), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 4,776 characters when read on 2026-10-28.
Intuit QuickBooks Online, What happens to my data after cancelling my QuickBooks subscription (help article), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 4,776 characters when read on 2026-10-28.
Intuit QuickBooks Online, What happens to my data after cancelling my QuickBooks subscription (help article), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 4,776 characters when read on 2026-10-28.
Intuit QuickBooks Online, What happens to my data after cancelling my QuickBooks subscription (help article), read 2026-10-28, Export at exit: you can export data to Excel or to a desktop version of QuickBooks up to a year after you cancel
Intuit QuickBooks Online, QuickBooks Online Terms of Service (US), read 2026-10-08, Who owns the business's data: retain any intellectual property rights that you have in your Content
Intuit QuickBooks Online, QuickBooks Online Terms of Service (US), read 2026-10-08, Vendor keeps aggregated or anonymised use: Intuit may collect, derive or generate deidentified and/or aggregated data regarding your usage of or the performance of the Platform, including data derived from your Content
Intuit QuickBooks Online, QuickBooks Online Terms of Service (US), read 2026-10-08, Training AI on the business's data: Any Content you provide to Digital Assistants may be used to provide more personalized responses and improve our Platform, Digital Assistants, and related technology
Intuit QuickBooks Online, QuickBooks Online Terms of Service (US), read 2026-10-08, Export at exit: No answer on the document, which ran to 381,128 characters when read on 2026-10-08.
Microsoft Dynamics 365 Business Central, Microsoft Product Terms for Online Services, read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 36,921 characters when read on 2026-10-28.
Microsoft Dynamics 365 Business Central, Microsoft Product Terms for Online Services, read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 36,921 characters when read on 2026-10-28.
Microsoft Dynamics 365 Business Central, Microsoft Product Terms for Online Services, read 2026-10-28, Training AI on the business's data: Microsoft Generative AI Services will not use Customer Data to train any generative AI foundation model, except pursuant to Customer’s documented instructions
Microsoft Dynamics 365 Business Central, Microsoft Product Terms for Online Services, read 2026-10-28, Export at exit: No answer on the document, which ran to 36,921 characters when read on 2026-10-28.
MYOB, MYOB Business Terms of Use, read 2026-10-28, Who owns the business's data: As the Subscriber, you (and, if applicable, your third-party licensors) own your Subscriber Data
MYOB, MYOB Business Terms of Use, read 2026-10-28, Vendor keeps aggregated or anonymised use: you grant to us a royalty-free and irrevocable licence to use anonymised or aggregated data that we create or derive from your Subscriber Data in perpetuity for any purpose
MYOB, MYOB Business Terms of Use, read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 55,307 characters when read on 2026-10-28.
MYOB, MYOB Business Terms of Use, read 2026-10-28, Export at exit: You will have 30 days from the effective date of termination or cancellation of your Subscription Plan to extract your Subscriber Data from MYOB Business
Odoo, Odoo Enterprise Subscription Agreement, read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 26,403 characters when read on 2026-10-28.
Odoo, Odoo Enterprise Subscription Agreement, read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 26,403 characters when read on 2026-10-28.
Odoo, Odoo Enterprise Subscription Agreement, read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 26,403 characters when read on 2026-10-28.
Odoo, Odoo Enterprise Subscription Agreement, read 2026-10-28, Export at exit: permanently delete all copies of the Customer’s database in possession of Odoo SA, or return such data, at the Customer’s choice, upon termination of this Agreement
Oracle NetSuite, NetSuite Subscription Services Agreement (v061526), read 2026-10-28, Who owns the business's data: all title and intellectual property rights in and to the Customer Data is owned exclusively by Customer
Oracle NetSuite, NetSuite Subscription Services Agreement (v061526), read 2026-10-28, Vendor keeps aggregated or anonymised use: use data from the Services in aggregated form for security and operations management, to create statistical analyses, and for r esearch and development purposes
Oracle NetSuite, NetSuite Subscription Services Agreement (v061526), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 49,527 characters when read on 2026-10-28.
Oracle NetSuite, NetSuite Subscription Services Agreement (v061526), read 2026-10-28, Export at exit: Following expiration or termination of the Agreement or a Customer account, if applicable, Oracle will deactivate the applicable Customer account(s) and delete any data therein
Pilot, Pilot Client Services Agreement, read 2026-10-28, Who owns the business's data: as between the Parties you retain all rights, title and interest, including all Intellectual Property Rights, in and to Customer Data
Pilot, Pilot Client Services Agreement, read 2026-10-28, Vendor keeps aggregated or anonymised use: You agree that Pilot may perform benchmarking studies on an aggregated basis across all or a subset of customers
Pilot, Pilot Client Services Agreement, read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 62,671 characters when read on 2026-10-28.
Pilot, Pilot Client Services Agreement, read 2026-10-28, Export at exit: we will be available to transfer to you the “primary administrator” status for the QuickBooks Online account, so that you can elect to maintain that subscription with Intuit or export your data
Ramp, Ramp Platform Agreement, read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 142,512 characters when read on 2026-10-28.
Ramp, Ramp Platform Agreement, read 2026-10-28, Vendor keeps aggregated or anonymised use: Ramp may generate, use and disclose De-Identified Data for Ramp's own business purposes, including to develop and improve Ramp products, services, and marketing efforts
Ramp, Ramp Platform Agreement, read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 142,512 characters when read on 2026-10-28.
Ramp, Ramp Platform Agreement, read 2026-10-28, Export at exit: No answer on the document, which ran to 142,512 characters when read on 2026-10-28.
Sage (financials, UK), Sage Service and Subscription Agreement (financials services), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 70,692 characters when read on 2026-10-28.
Sage (financials, UK), Sage Service and Subscription Agreement (financials services), read 2026-10-28, Vendor keeps aggregated or anonymised use: develop and provide new and existing functionality and services (including statistical analysis, benchmarking and forecasting services) to you and other Sage customers
Sage (financials, UK), Sage Service and Subscription Agreement (financials services), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 70,692 characters when read on 2026-10-28.
Sage (financials, UK), Sage Service and Subscription Agreement (financials services), read 2026-10-28, Export at exit: Upon request by you made within 28 days after the effective date of termination or expiration of this Agreement, we will make the Customer Data available to you for export or download
Sage (UK), Sage Core Services Terms of Service (UK), read 2026-10-28, Who owns the business's data: you own all rights, title and interest, including all Intellectual Property Rights, in and to the Customer Data
Sage (UK), Sage Core Services Terms of Service (UK), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 50,421 characters when read on 2026-10-28.
Sage (UK), Sage Core Services Terms of Service (UK), read 2026-10-28, Training AI on the business's data: develop and provide new and existing functionality and services (including artificial intelligence functionality
Sage (UK), Sage Core Services Terms of Service (UK), read 2026-10-28, Export at exit: Customer Data may be exported at any time during the term of this Agreement
Xero, Xero Terms of Use (US), read 2026-10-28, Who owns the business's data: When you enter or upload your data into our services, we don’t own that data but you grant us a license to use, copy, transmit, store, analyze, and back up all data you submit to us
Xero, Xero Terms of Use (US), read 2026-10-28, Vendor keeps aggregated or anonymised use: we may create anonymised statistical data from your data and usage of our services, including through aggregation. Once anonymised, we may use it for our own purposes
Xero, Xero Terms of Use (US), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 48,006 characters when read on 2026-10-28.
Xero, Xero Terms of Use (US), read 2026-10-28, Export at exit: we will archive your Xero organization and the data submitted or created by you will no longer be available to you
Zoho Books, What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ), read 2026-10-28, Who owns the business's data: No answer on the document, which ran to 2,019 characters when read on 2026-10-28.
Zoho Books, What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ), read 2026-10-28, Vendor keeps aggregated or anonymised use: No answer on the document, which ran to 2,019 characters when read on 2026-10-28.
Zoho Books, What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ), read 2026-10-28, Training AI on the business's data: No answer on the document, which ran to 2,019 characters when read on 2026-10-28.
Zoho Books, What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ), read 2026-10-28, Export at exit: Your data will remain in Zoho Books even after you cancel your subscription. However, you will only be able to view the data, and you cannot modify it

Documents we read but did not count

We read 5 named documents that turned out not to be what this board asks about; why is given for each below. They count toward the reading, not the answers.

Xero privacy notice (US): Xero's privacy notice covers Xero's own processing of account holders' personal data; the terms on a business's ledger are in its terms of use, recorded from that document
Sage Intacct terms of service (US): set aside here: Sage Intacct's terms, its 90-day export window included, are read on sellaccountancydatatoai.com's board, and two sites never carry the same vendor figure
NetSuite EU Data Act addendum: an addendum that applies only to orders signed by an entity in the EU; NetSuite's row is read from its subscription services agreement
Acumatica customer bill of rights: a blog post stating Acumatica's positions; Acumatica's row is read from its subscription SaaS agreement
Puzzle terms of service: Puzzle's website terms of use, which cover the marketing site and not the books its ledger keeps

Method

Each vendor's own published terms were read through estate-fetch and stored whole (sha256 on every row).

For every document, four questions were answered from the vendor's own words: who owns the business's data, vendor keeps aggregated or anonymised use, training AI on the business's data, export at exit.

Every stated answer carries the sentence it rests on, checked against the stored text; 'not stated' means the document read does not address the question.

A vendor with several documents reads 'varies' where they disagree.

17 vendors, 18 documents.

Source list (23)

QuickBooks Online terms of service (US) (quoted for reporting from the vendor's published terms)
QuickBooks Online: what happens to my data after cancelling (quoted for reporting from the vendor's published terms)
Xero terms of use (US) (quoted for reporting from the vendor's published terms)
Xero privacy notice (US) (read, set aside)
Sage Intacct terms of service (US) (read, set aside)
Sage core services terms of service (UK) (quoted for reporting from the vendor's published terms)
Sage financials services agreement (UK) (quoted for reporting from the vendor's published terms)
NetSuite subscription services agreement (v061526) (quoted for reporting from the vendor's published terms)
NetSuite EU Data Act addendum (read, set aside)
Acumatica subscription SaaS agreement (January 2026) (quoted for reporting from the vendor's published terms)
Acumatica customer bill of rights (read, set aside)
Microsoft product terms for online services (Dynamics 365 Business Central) (quoted for reporting from the vendor's published terms)
MYOB business terms of use (quoted for reporting from the vendor's published terms)
Odoo Enterprise subscription agreement (quoted for reporting from the vendor's published terms)
Zoho Books: data in a cancelled subscription (quoted for reporting from the vendor's published terms)
FreeAgent terms of service (quoted for reporting from the vendor's published terms)
Akaunting terms of service (quoted for reporting from the vendor's published terms)
Deskera terms of service (quoted for reporting from the vendor's published terms)
Pilot client terms and subscription agreement (quoted for reporting from the vendor's published terms)
Bench terms of use (quoted for reporting from the vendor's published terms)
Puzzle terms of service (read, set aside)
Brex platform agreement (quoted for reporting from the vendor's published terms)
Ramp platform agreement (quoted for reporting from the vendor's published terms)

Take this figure with you

10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.

Who owns the business's data, by vendor: the business 9 of 17, not stated 8 of 17 (accounting software terms, read 28 October 2026).

Vendor keeps aggregated or anonymised use, by vendor: reserved 10 of 17, not stated 7 of 17 (accounting software terms, read 28 October 2026).

Training AI on the business's data, by vendor: not stated 14 of 17, may train 2 of 17, will not train 1 of 17 (accounting software terms, read 28 October 2026).

Export at exit, by vendor: not stated 7 of 17, on request 5 of 17, a number of days 3 of 17, no export promised 2 of 17 (accounting software terms, read 28 October 2026).

Citation: "Accounting software data terms", updated 2026-10-28, https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms/.

Put this figure on your page (HTML only)

10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.

Accounting software data terms, sellaccountingdatatoai.com

<figure style="margin:0;padding:16px;border:1px solid #d0d0d0;background:#ffffff"><blockquote style="margin:0 0 8px;background:#ffffff">10 of 17 accounting software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.</blockquote><figcaption style="background:#ffffff"><a href="https://sellaccountingdatatoai.com/datasets/accounting-software-data-terms/" style="background:#ffffff">Accounting software data terms, sellaccountingdatatoai.com</a></figcaption></figure>

For machines: JSON, CSV, Markdown.

Get the CSV (72 answers, worked out 2026-10-28)

Vendor	Who owns the business's data	Vendor keeps aggregated or anonymised use	Training AI on the business's data	Export at exit
Acumatica	the business As between Acumatica and you, you own your Subscriber Data Acumatica Subscription SaaS Agreement (January 2026)	reserved Acumatica owns the aggregated and statistical data derived from the operation of the Service Acumatica Subscription SaaS Agreement (January 2026)	not stated Not addressed in Acumatica Subscription SaaS Agreement (January 2026)	60 days all Subscriber Data retained by Acumatica in the system database files shall be made available to you for a period of 60 days after the termination of this Agreement Acumatica Subscription SaaS Agreement (January 2026)
Akaunting	not stated Not addressed in Akaunting Terms of Service	not stated Not addressed in Akaunting Terms of Service	not stated Not addressed in Akaunting Terms of Service	not stated Not addressed in Akaunting Terms of Service
Bench	the business Customer retains ownership of Customer Data Bench Terms of Use	reserved Customer grants Bench the right to use Customer Data in aggregated and anonymized formats for the purpose of generating industry benchmarks, financial insights, and comparisons Bench Terms of Use	not stated Not addressed in Bench Terms of Use	not stated Not addressed in Bench Terms of Use
Brex	not stated Not addressed in Brex Platform Agreement	not stated Not addressed in Brex Platform Agreement	not stated Not addressed in Brex Platform Agreement	not stated Not addressed in Brex Platform Agreement
Deskera	not stated Not addressed in Deskera Terms of Service	not stated Not addressed in Deskera Terms of Service	not stated Not addressed in Deskera Terms of Service	not stated Not addressed in Deskera Terms of Service
FreeAgent	the business The Account Holder retains ownership of any copyright, trademarks, database rights and any other intellectual property rights it has in your Data FreeAgent Terms of Service	reserved We may also share your aggregated, de-identified Data with select third parties for research purposes FreeAgent Terms of Service	not stated Not addressed in FreeAgent Terms of Service	not stated Not addressed in FreeAgent Terms of Service
Intuit QuickBooks Online	the business retain any intellectual property rights that you have in your Content QuickBooks Online Terms of Service (US) Not addressed in What happens to my data after cancelling my QuickBooks subscription (help article)	reserved Intuit may collect, derive or generate deidentified and/or aggregated data regarding your usage of or the performance of the Platform, including data derived from your Content QuickBooks Online Terms of Service (US) Not addressed in What happens to my data after cancelling my QuickBooks subscription (help article)	may train Any Content you provide to Digital Assistants may be used to provide more personalized responses and improve our Platform, Digital Assistants, and related technology QuickBooks Online Terms of Service (US) Not addressed in What happens to my data after cancelling my QuickBooks subscription (help article)	on request Not addressed in QuickBooks Online Terms of Service (US) you can export data to Excel or to a desktop version of QuickBooks up to a year after you cancel What happens to my data after cancelling my QuickBooks subscription (help article)
Microsoft Dynamics 365 Business Central	not stated Not addressed in Microsoft Product Terms for Online Services	not stated Not addressed in Microsoft Product Terms for Online Services	will not train Microsoft Generative AI Services will not use Customer Data to train any generative AI foundation model, except pursuant to Customer’s documented instructions Microsoft Product Terms for Online Services	not stated Not addressed in Microsoft Product Terms for Online Services
MYOB	the business As the Subscriber, you (and, if applicable, your third-party licensors) own your Subscriber Data MYOB Business Terms of Use	reserved you grant to us a royalty-free and irrevocable licence to use anonymised or aggregated data that we create or derive from your Subscriber Data in perpetuity for any purpose MYOB Business Terms of Use	not stated Not addressed in MYOB Business Terms of Use	30 days You will have 30 days from the effective date of termination or cancellation of your Subscription Plan to extract your Subscriber Data from MYOB Business MYOB Business Terms of Use
Odoo	not stated Not addressed in Odoo Enterprise Subscription Agreement	not stated Not addressed in Odoo Enterprise Subscription Agreement	not stated Not addressed in Odoo Enterprise Subscription Agreement	on request permanently delete all copies of the Customer’s database in possession of Odoo SA, or return such data, at the Customer’s choice, upon termination of this Agreement Odoo Enterprise Subscription Agreement
Oracle NetSuite	the business all title and intellectual property rights in and to the Customer Data is owned exclusively by Customer NetSuite Subscription Services Agreement (v061526)	reserved use data from the Services in aggregated form for security and operations management, to create statistical analyses, and for r esearch and development purposes NetSuite Subscription Services Agreement (v061526)	not stated Not addressed in NetSuite Subscription Services Agreement (v061526)	no export promised Following expiration or termination of the Agreement or a Customer account, if applicable, Oracle will deactivate the applicable Customer account(s) and delete any data therein NetSuite Subscription Services Agreement (v061526)
Pilot	the business as between the Parties you retain all rights, title and interest, including all Intellectual Property Rights, in and to Customer Data Pilot Client Services Agreement	reserved You agree that Pilot may perform benchmarking studies on an aggregated basis across all or a subset of customers Pilot Client Services Agreement	not stated Not addressed in Pilot Client Services Agreement	on request we will be available to transfer to you the “primary administrator” status for the QuickBooks Online account, so that you can elect to maintain that subscription with Intuit or export your data Pilot Client Services Agreement
Ramp	not stated Not addressed in Ramp Platform Agreement	reserved Ramp may generate, use and disclose De-Identified Data for Ramp's own business purposes, including to develop and improve Ramp products, services, and marketing efforts Ramp Platform Agreement	not stated Not addressed in Ramp Platform Agreement	not stated Not addressed in Ramp Platform Agreement
Sage (financials, UK)	not stated Not addressed in Sage Service and Subscription Agreement (financials services)	reserved develop and provide new and existing functionality and services (including statistical analysis, benchmarking and forecasting services) to you and other Sage customers Sage Service and Subscription Agreement (financials services)	not stated Not addressed in Sage Service and Subscription Agreement (financials services)	28 days Upon request by you made within 28 days after the effective date of termination or expiration of this Agreement, we will make the Customer Data available to you for export or download Sage Service and Subscription Agreement (financials services)
Sage (UK)	the business you own all rights, title and interest, including all Intellectual Property Rights, in and to the Customer Data Sage Core Services Terms of Service (UK)	not stated Not addressed in Sage Core Services Terms of Service (UK)	may train develop and provide new and existing functionality and services (including artificial intelligence functionality Sage Core Services Terms of Service (UK)	on request Customer Data may be exported at any time during the term of this Agreement Sage Core Services Terms of Service (UK)
Xero	the business When you enter or upload your data into our services, we don’t own that data but you grant us a license to use, copy, transmit, store, analyze, and back up all data you submit to us Xero Terms of Use (US)	reserved we may create anonymised statistical data from your data and usage of our services, including through aggregation. Once anonymised, we may use it for our own purposes Xero Terms of Use (US)	not stated Not addressed in Xero Terms of Use (US)	no export promised we will archive your Xero organization and the data submitted or created by you will no longer be available to you Xero Terms of Use (US)
Zoho Books	not stated Not addressed in What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)	not stated Not addressed in What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)	not stated Not addressed in What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)	on request Your data will remain in Zoho Books even after you cancel your subscription. However, you will only be able to view the data, and you cannot modify it What happens to the data in my Zoho Books organization if I cancel my subscription (FAQ)